Build solutions faster with significantly reduced tech debt and maintenance. Once implemented you can switch between any of our supported services without changing a line of code. The platform provides automatic failover to our backup services and includes high availability infrastructure.
We take security seriously. All payments and transactions are kept secure, and all financial data is encrypted to keep you safe. We employ industry leading, multi-level cloud infrastructure to seamlessly scale with our client demand. With our automatic redundancy for all of our services disaster recovery becomes a thing of the past.
Integrated
Our solutions are fully integrated into your website and mobile device to offer an enhanced user experience. Our REST APIs provide an easy, condensed set of code that allows you to develop solutions for any need.
Fast
The simplicity of PayLite Web Services allows for rapid development with no tech debt. A single set of APIs allow you to build without documentation and managing multiple vendor relationships. Turn 100,000 lines of code into 50 by using PayLites REST API.
Fully Flexable
No one wants to be limited, so you have complete control to customize with and around PayLite's APIs. Build what you need without having to think about it later.
Support
Nothing is more important to us than our customer's success. Our support team is available 24/7/365 to ensure our clients and their stakeholders are delighted.
Innovative
We use the latest technology and only partner with the smartest providers to deliver PayLite. Our system uses advanced transaction processes to make it faster and more efficient.
>
Bank Grade Security
Built by industry veterans, all your data is protected with 256-bit encryption and card data is never stored on our servers.
256 Bit Encryption
Our website is secured with 256-bit encryption. Card data is never stored on our servers.
Bank Grade Security
Your sensitive data is encrypted and stored in Microsoft Azure PCI compliant secured data center. Learn more about the security of Microsoft Azure Compliance.
PCI DSS
PayLite securely stores payment info in Stripe, a PCI-compliant vault used by some of the world's leading tech companies.
Industry Standard Protocols
PayLite undergoes routine security audits by reputable firms and uses PCI industry standard security practices.
PL Email
It is easy to start sennding email with SendGrid, but it takes a lot more than 10 lines of code to track opens, bounces, click throughs, and take advantage of their entire solution. With PL Email we have consolidated SendGrids documentation into easy to consume APIs. We include a lot more to get you up and running:
Get up and running FAST! Single API with sample code makes it easy to integrate PL Email into your code
Between SendGrid and our backup email engine we have you covered with High Availability
Our platform automatically switches from SendGrid to our email engine or vice versra should an interrupt in service occur
Our load balanced infrastrucutre array and redundant service providers gives you the strongest Disaster Recovery option on the market
Enterprise Grade security with 256-bit encryption and 99.99% means PayLite is reliable and secure
Eliminate Tech Debt: we handle all the maintanence, updates, and 100,000 lines of code, so you don't have to
Fully integrated with the rest of the PayLite suite of APIs: Lean one API not 20
PL Text Messaging
Sending Text messages (SMS) from your app is a must for most providers today. Whether you want to send a two-factor authentication notification or solicit someone for a donation PL Text Messaging can handle it all.
Get the most out of Twilio Fast - Our APIs will get you running with Twilio faster than you can say 'Text Message'
Four providers control 90% of the text messaging (SMS) APIs, we integrate with all of them
Never be dependant on a single provider, PL Text Messaging allows you to switch between SMS providers in seconds
Text to Donate infrastrucutre allows non-profits to fundraise in 2017
Sign up for multiple providers and enjoy worry free Disaster Recovery and High Availability spread accross multiple providers
PL Payments
The PL Payments API is a single point to access multiple payment gateway and processor APIs. Our list of providers is growing constantly and you can request a specific payment process by contacting us. Painlessly access one or more processors with built in redundancy to swtich providers should service be interrupt with your primary.
Bank Grade Security and Compliance with 256-bit encryption, PCI DDS 1 Compliance
Managing multiple payment provider APIs is a lot of work, on its own. Then factor in all the code it takes to leverage the services from each one. That what we do, so you don't have to!
Accept Debit, Credit, and ACHs
Access to real-time payment data - Compile and view transactions, history, and graphs all in one location
Work with Authoize.net, Stripe, Amazon Payments, PayPal and many more
Recurring and one-time payment options
Fully integrated payment platform
PL Static IP
Need the cloud to work for your solution by having a dedicated Static IP? We have you covered.
One or more dedicated Static IP address
Make the cloud work for your Enterprise
Ensure Firewall security without comprimising on technology
Setup in minutes
Privacy Policy
PayLite LLC ("we", "our", "us") is committed to protecting your privacy.
This Privacy Policy applies to our collection, processing and use of personally identifiable information about you ("Personal Information") when you use our websites ("Sites") and mobile applications ("Apps"). This Privacy Policy does not apply to websites, applications, services or products that do not display or link to this policy or that have their own privacy policy. Some products, services or activities mentioned in this Privacy Policy may not be available in all markets.
What Personal Information Do We Collect?
We collect many kinds of Personal Information to operate effectively and provide you with the best products, services and user experiences we can.
Account Information – If you create an account on one of our Sites or via one of our Apps, we may collect your first name, last name, address, email address and phone number. We may also collect information about your usage of our Sites and Apps in association with your account, such as the pages you viewed, the links you click, and your search queries and results.
Payment Information – If you make any payments for any products or services through our Sites or Apps, we will ask you to provide us with your first name, last name, address, email address, phone number and payment card information.
Website Information – When you access our Sites, we automatically collect your computer’s internet protocol (IP) address and other technical information about your computer and Site usage, such as your browser type and version, time zone setting, and operating system and platform. We also use cookies on our Sites; for more information, please see the Cookie Information section of this Policy below.
Mobile Information – When you use our Apps, we collect your device’s unique identifier and other technical information about your device and App usage. Based on how you configure the App settings, we may collect information about your location through the App to provide such location-based services.
What Personal Information Do We Disclose?
We do not sell or rent your Personal Information to others. We only share Personal Information with third parties who are bound by terms at least as restrictive as this Privacy Policy and only in the following ways:
Affiliates — We may share Personal Information with any of our subsidiaries, or our ultimate holding company and its subsidiaries, for the purpose of providing our Services and improving our products and services.
Service Providers — We share Personal Information with third-party service providers who perform a variety of functions to enable us to provide our services, such as processing transactions, delivering products and services, conducting advertising on our behalf, analyzing and improving our products and services, and protecting against fraud. These service providers only have access to the Personal Information necessary to perform their functions, only act on our behalf and under our instructions, and may not use it for purposes other than to perform such functions.
Legal — We may disclose Personal Information to courts, law enforcement agencies and other government bodies if we suspect that an individual's use of our products and services involves illegal activity or is otherwise inconsistent with any applicable terms and conditions. We may also disclose Personal Information where we believe that doing so would be in accordance with or required by any applicable law, regulation or legal process.
Business Transfers — In the event of a reorganization, merger or sale, we may transfer any and all Personal Information we collect to the relevant third party involved in the reorganization, merger or sale, with the consent of data subjects if and as required under applicable privacy laws.
With Your Consent — We may also share Personal Information with other third parties subject to your prior consent.
We may share with third parties statistical and aggregated data based on use of the Sites and Apps but in these cases such data cannot reasonably be used to identify you.
How Do We Protect Your Personal Information?
We maintain reasonable administrative, technical and physical safeguards to protect Personal Information against loss, theft, misuse and unauthorized access, disclosure, alteration and destruction as required by applicable law. For example, we employ Secure Socket Layer (SSL), which is one of the leading security protocols for data transfers on the internet and helps to protect your information as it is transmitted from your computer to our network. Unfortunately, the transmission of information via the internet is not completely secure. Despite our safeguards, we cannot guarantee the security of information transmitted to us via the internet. Once we have received your information, we will use all reasonable safeguards to protect it.
Where Is Your Personal Information Stored and Processed?
If you use our Sites and Apps from outside the United States, please be aware that your Personal Information may be transferred to, stored, and processed in the United States, where our servers are located and our central database is operated. The data protection laws of the United States may not be considered adequate by authorities in your home country, but please be assured that we take steps to ensure that your Personal Information is collected, processed, protected and transferred in accordance with applicable law.
Cookie Information
Cookies are small text files that are stored on your computer when you visit our Sites. The use of cookies is a standard practice among websites to collect information about visitors' activities while using the website. We use cookies on our Sites to enable our Sites to work, distinguish you from other users, improve your browsing experience, and collect aggregate data about usage of our Sites. In particular, we use session cookies to maintain the state of applications used on our Sites, such as contact forms and shopping carts. If you sign into an account on our Site, we use user ID cookies to verify your identity and preference cookies to remember your personal settings.
This website also uses Google Analytics, a web analytics service provided by Google, Inc. ("Google"). Google Analytics uses cookies, which are text files placed on your computer, to help the website analyze how users use the site. The information generated by the cookie about your use of the website will be transferred to and stored by Google on servers in the United States. Before the transfer, this information will be anonymized by removing the last octet of your IP address. Google will process this information on our behalf for the purpose of evaluating your use of the website, compiling reports on website activity and providing other services relating to website activity and internet usage. Google will not link your IP address with any other data held by Google. You may refuse the use of cookies by selecting the appropriate settings on your browser; however please note that if you do this you may not be able to use the full functionality of this website. You may further opt-out of the collection of your usage data (including your IP-address) and the processing of the data by Google by downloading and installing the add-on for your current web browser from the following link: http://tools.google.com/dlpage/gaoptout?hl=en.
To manage the cookies that are placed on your computer, you may configure your internet browser to refuse, accept or delete cookies from our Sites at any time. If you block or delete cookies, not all of the tracking that we have described in this Privacy Policy will stop. The help portion of the toolbar on most browsers will tell you how to prevent your browser from accepting new cookies, how to have the browser notify you when you receive a new cookie, or how to disable cookies altogether. Please note that if cookies are disabled or removed, not all features of our Sites will operate as intended.
Minors and Children Under 13
Our Services are not intended for minors. We do not knowingly collect any Personal Information from children under the age of 13 or knowingly track the use of our Sites by minors.
External Links
This Privacy Policy does not apply to the collection, processing and use of Personal Information by companies that we do not own or control or to people that we do not employ or manage ("External Parties"). Although some of our Sites and Apps link to the websites and services of External Parties, such as those of our business partners and social media companies, we do not exercise control over the activities of External Parties. For more information about what Personal Information External Parties collect and how they use such Personal Information, please refer to their privacy policies.
Access, Correction and Other Rights
To exercise the statutory rights you may have under applicable law, such as to access, correct, update, delete, block or limit our use of your Personal Information, please contact us by the means noted below and clearly describe your request. We will try to comply with your request as soon as reasonably practicable and always under the timeframes set forth by applicable laws. Please note that we may need to retain certain information for recordkeeping purposes, to complete any transactions that you began prior to your request, or for other purposes as required or authorized by law.
If you have any questions about this Privacy Policy, please contact support@paylite.com or 646-360-0211.
Changes
We may update this Privacy Policy from time to time. Any changes will be preceded by a notice posted on our website. If you disagree with our Privacy Policy changes, you may de-activate your account or discontinue the use of our Sites.
This Privacy Policy is effective April 1, 2017.
Terms of Use
These terms and conditions (these "Terms of Use") govern your use of the website located at https://www.paylite.net, any related mobile application, and any part of the website or mobile application (collectively, the "Online Platform"), all of which are owned and operated by PayLite LLC ("we", "our", "us").
BY USING THE ONLINE PLATFORM, YOU AGREE TO THESE TERMS OF USE. IF YOU DO NOT AGREE TO THESE TERMS OF USE, DO NOT USE THE ONLINE PLATFORM.
We reserve the right, at our sole discretion, to add, remove or modify any part of these Terms of Use at any time. It is your responsibility to check these Terms of Use periodically for changes. Your continued use of the Online Platform following the posting of changes to these Terms of Use will mean that you accept and agree to the changes. As long as you comply with these Terms of Use, we grant you a personal, non-exclusive, non-transferable, limited right to use the Online Platform.
Privacy
Our Privacy Policy applies to your use of the Online Platform and its terms are hereby incorporated into these Terms of Use by reference. To view the Privacy Policy, click here. If you do not agree with any of the terms of the Privacy Policy, please do not use the Online Platform or submit any personal information to us.
Content
All information, content, materials or other services provided to you through the Online Platform (collectively, "Content") is our property or has been licensed to us, and may be protected by copyright, trademark, patent, and other intellectual property laws as applicable. Content includes but is not limited to text, graphics, logos, icons, trademarks, artwork, audio content, audiovisual content, data compilations, systems and applications. You may not copy, reproduce, republish, post, distribute, transmit, license, sell, create derivate works of or otherwise exploit any Content without our prior written permission or as permitted under applicable laws.
You may use information contained on the Online Platform as permitted under applicable laws or for personal and legitimate business purposes only, provided that you do not (i) delete, change or otherwise modify any copyright, trademark or other proprietary notices; (ii) obtain or claim any ownership rights of any kind in the information; or (iii) make any changes to such information.
Prohibited Uses
You may not use the Online Platform for any purpose or in any manner that may violate these Terms of Use or any applicable laws or regulations. You may not use any viruses, spyware, malware, data gathering tools or any other malicious code in connection with use of the Online Platform. You may not attempt to gain unauthorized access to any portion or feature of the Online Platform or any of our systems or networks. You may not misuse the Online Platform or interfere or attempt to interfere with the proper working of the Online Platform or any person's use of the Online Platform.
Products and Services
The information, materials, products and services posted on or offered through the Online Platform are subject to change and may not be available in all geographic areas. We reserve the right to limit the provision of any information, materials, products or services to any person or geographic area at our sole discretion. Any offer for any product or service made on the Online Platform is void where prohibited.
Primary Agreements
These Terms of Use may supplement terms of service and/or terms of sale, as the case may be, which apply to purchases of goods or services described or offered for sale on or through the Online Platform ("Primary Agreements"). In the event of a conflict between these Terms of Use and the Primary Agreements, the terms and conditions of the Primary Agreement will prevail to the extent of the conflict.
Links
The Online Platform may contain links to one or more third party websites (each a "Third Party Website"). We provide such links solely as a convenience to you and are not responsible for the content or practices of Third Party Websites or their operators. As we do not control Third Party Websites, we are not liable or responsible in any way for any loss or inconvenience in connection with use of a Third Party Website.
Accounts
Certain features or services offered on or through the Online Platform may require you to open an account. You agree to take all reasonable steps to keep the login credentials associated with your account confidential and shall accept responsibility for all activities that take place under or through your account. You are not permitted to sell, lease, transfer, assign or otherwise provide another individual with access to your account without our prior written consent. You agree that we will not be liable for any loss or damage arising or resulting from your failure to comply with these obligations.
Submissions
If you send, email, post or otherwise transmit any content (collectively, the "Submissions") to us on or through the Online Platform, you agree that we may use the Submissions in any way we see fit in accordance with applicable law. You agree that we have no obligations: (1) to keep the Submissions confidential; (2) to provide any compensation to you; or (3) to attribute the Submissions to you or anyone else. You also affirm, represent and warrant that your Submissions do not contain any material that is subject to third party proprietary rights, unless you have permission from the rightful owner of the material to transmit the Submissions to us and allow us to use the Submissions in any way we see fit in accordance with applicable law.
Disclaimer
YOUR USE OF THE ONLINE PLATFORM IS AT YOUR SOLE RISK. THE ONLINE PLATFORM IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. Therefore, to the fullest extent applicable by law, we hereby disclaim and make no representations, warranties, endorsements, conditions, guarantees or promises, express or implied, as to the quality, operation or any other aspect of the Online Platform or the information, content, materials or other services provided through the Online Platform, unless otherwise specified in writing.
Without limiting the generality of this disclaimer, you agree that we will not be liable for any losses or inconveniences suffered as a result of any error, omission, interruption, performance failure, defect, delay, virus, malicious code, theft, or unauthorized access, use or destruction of data in connection with use of the Online Platform, whether for breach of contract, tort, negligence or under any other theory of law. Notwithstanding the above, our mandatory liability under applicable laws remains unaffected.
We reserve the right to do any of the following at any time at our sole discretion without prior notice to you: (1) terminate, suspend, or cancel your access to the Online Platform; (2) modify or change the Online Platform and any applicable policies or terms; and (3) interrupt the operation of the Online Platform for any reason.
Limitation of Liability
UNDER NO CIRCUMSTANCES WILL WE BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, SPECIAL OR CONSEQUENTIAL DAMAGES OR LIABILITY, WHETHER FORESEEABLE OR UNFORESEEABLE, ARISING FROM OR RELATING TO THE USE OR ACCESS OR INABILITY TO USE OR ACCESS THE ONLINE PLATFORM OR THE INFORMATION, CONTENT, MATERIALS OR OTHER SERVICES PROVIDED THROUGH THE ONLINE PLATFORM BY YOU OR ANYONE ON YOUR BEHALF. YOU AGREE THAT, WHERE APPLICABLE LAW REQUIRES LIABILITY BEYOND AND DESPITE THE FOREGOING DISCLAIMER AND LIMITATION, SUCH LIABILITY WILL BE LIMITED TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW. YOUR SOLE REMEDY AGAINST US FOR DISSATISFACTION WITH THE ONLINE PLATFORM IS TO STOP USING THE ONLINE PLATFORM.
Indemnity
You will indemnify and hold us harmless from and against any and all claims, damages, losses, costs, investigations, liabilities, judgments, fines, penalties, settlements, interest, and expenses (including attorneys' fees) that directly or indirectly arise from or in relation to any claim, suit, action, demand, or proceeding made or brought against us, our subsidiaries and affiliates, or our respective employees, directors, members, managers, shareholders, agents, vendors, licensors, licensees, contractors, successors and assigns, or on account of the investigation, defense, or settlement thereof, arising out of or in connection with (a) your use of the Online Platform; or (b) your breach or alleged breach of these Terms of Use or any applicable laws (all of the foregoing, "Claims and Losses"). You will cooperate as fully required by us in the defense of any Claims and Losses. Notwithstanding the foregoing, we retain the exclusive right to settle, compromise, and pay any and all Claims and Losses. We reserve the right to assume the exclusive defense and control of any Claims and Losses. You will not settle any Claims and Losses without, in each instance, our prior written consent.
Disputes and Governing Law
The rights and duties of the parties will be governed by the local law of New York, U.S.A., excluding any choice-of-law rules that would require the application of the laws of any other jurisdiction.
All disputes arising out of or in connection with these Terms of Use shall be finally settled under the International Chamber of Commerce Rules of Arbitration (the "Rules") by one or more arbitrators appointed in accordance with the Rules. If for any reason a claim proceeds in court rather than in arbitration, the parties each waive any right to a jury trial and consent to the exclusive jurisdiction of the courts of New York County, New York, U.S.A.
Notwithstanding the above, you agree that any breach or alleged breach by you of these Terms of Use would cause us irreparable harm for which monetary damages would be inadequate, and therefore agree that we may obtain any injunctive or equitable relief that we deem appropriate in such circumstances.
Changes
We may in our sole discretion and without prior notice to you make any change to these Terms of Use, the Privacy Policy, the additional terms and conditions applicable to certain parts of the Online Platform, or any aspect of the Online Platform (a "Change"). If a Change is held to be invalid or unenforceable by any judicial or other competent authority, then the Change is severable from the rest of these Terms of Use and does not affect the validity and enforceability of any remaining terms and conditions of these Terms of Use. Your continued use of the Online Platform after a Change constitutes your acceptance of the Change in its entirety. If you do not agree with a Change, you must stop using the Online Platform.
General Provisions
Use of the Online Platform is solely at our discretion. We reserve and retain all rights not expressly granted to you in these Terms of Use.
These Terms of Use constitute the sole and entire agreement between you and us relating to the use of the Online Platform, and any and all other written or oral agreements or understandings previously existing between you and us with regard to your use of the Online Platform are hereby suspended and cancelled. However, nothing in these Terms of Use shall limit or exclude your liability for fraud.
If any provision of these Terms of Use is held to be invalid or unenforceable by any judicial or other competent authority, all other provisions of these Terms of Use will remain in full force and effect and will not in any way be impaired. Any provision of these Terms of Use that contemplates performance or observance subsequent to any termination or expiration of these Terms of Use shall survive any termination or expiration of these Terms of Use and continue in full force and effect. Our failure to insist on or enforce strict performance of these Terms of Use shall not be construed as a waiver by us of any provision or any right we have to enforce these Terms of Use.
You are responsible for all taxes or other governmental fees and charges assessed on all payments that you make to us pursuant to these Terms of Use.
Questions or Comments
If you have any questions or comments regarding the Online Platform or these Terms of Use, please contact us. You can reach us at support@paylite.net or 646-360-0211.
